|
Before you take your motorcycle on the road or
put your boat on the water, it may pay to be certain your
insurance is ship-shape.
Motorcycles and boats are often significant
investments, and the right insurance policy can help protect
them. Here are a few tips, courtesy of Jordan & Jordan Insurance
Agency LLC:
·
Evaluate
your specific needs. Insuring a boat or a motorcycle is
different than insuring your car or home. A specialized
motorcycle policy, for instance, can provide coverage for custom
paint jobs and aftermarket equipment that might not be covered
if the bike were just added to a generic auto policy.
·
Similarly, a
specialized boat policy could cover things like the cost to
replace lost or damaged fishing gear and costly services such as
emergency on-water towing and fuel-spill cleanup. You probably
wouldn’t get this coverage by adding a boat to a homeowner’s
policy.
·
Consult with
an independent agency
– like Jordan & Jordan Insurance Agency LLC. Unlike “captive”
agents who represent only one company, independent insurance
agents and brokers are licensed insurance professionals who
represent several companies. They can offer you a variety of
coverage, review and evaluate your policies, suggest new
coverage options that meet your changing needs and answer your
questions.
“An independent insurance agent or broker can
make sure you have the specialized coverage you need to protect
your boat or bike,” said Jim Lloyd, of the Progressive Group of
Insurance Companies. “Some insurance companies provide only
bare-bones protection for your boat or motorcycle by simply
adding it onto your existing auto or homeowner’s policy, but
independent agents and brokers can review and evaluate your
needs to help match you with the company that will provide you
with the combination of specialized coverage, service and price
that’s best for you.”
To get started, fill-out a "ZIP Code" and click "Get a Quote" below to do Online Quoting, or
call 1-866-604-5635 and /or email info@jordanjordaninsurance.com to ask an experienced independent insurance agent to evaluate your coverage needs.
|