What information do we need?
When you make an insurance request on our site, we may ask for information about you, your business, your employees, or your vehicles in order to create a quote and policy for you and determine applicable rates for coverage. The requested data may include contact information, demographic and financial information, and unique identifiers. Examples of the information we may request include, but are not limited to:
zip code, date of birth, gender, marital status, prior insurance carrier, current policy expiration date, home ownership, length of residence, review of credit information, employment duration, distance driven, vehicle information and attributes, vehicle use, number of drivers, driving record information, business type, business revenues, number of employees, employee classifications, prior claims history, property information, payroll, health records, physician records, personal financial information, and credit card specifics, such as card number, issuing bank, expiration date, cardholder name and billing address.
As permitted by law, this site may order certain underwriting reports, such as motor vehicle, consumer credit or loss claim history to determine eligibility and to provide coverage at the lowest possible cost. Jordan & Jordan Insurance Agency L.L.C. may ask you to verify or provide additional information if you decide to buy a policy. At your request, we will provide information on how to contact these agencies to verify and/or correct your information (see below). These reports and your insurance request information will only be available to the insurance companies affiliated with Jordan & Jordan Insurance Agency L.L.C. and listed on our site. Any information collected in relation to the generation of insurance quotes or policies is considered confidential information entrusted to Jordan & Jordan Insurance Agency L.L.C.
How Do We Use Your Information?
Jordan & Jordan Insurance Agency L.L.C. uses your information to generate accurate insurance rates and provide a faster response to your insurance requests. Specifically, we will use agency contact information from the registration form to reach you, if necessary, as well as to send you information about Jordan & Jordan Insurance Agency L.L.C. and selected partners. Users may choose to opt-out from receiving future mailings; see the choice/opt-out section below. Profile, demographic and financial information is collected to determine your rates. Credit card information may be used to initiate or complete an insurance transaction, or to complete annual membership fee transactions when required. Demographic data is also used to enhance your next visit to our site by showing you new information or services that we think you might be interested in and displaying the content according to your preferences. Unique identifiers (such as social security numbers or Federal Tax ID number) are collected from insurance applicants to verify their identity. Like most web sites, we are often able to detect and store your IP address and the web site that referred you to our site. We collect information on web traffic and usage patterns. We use this information to help diagnose problems with our servers, to administer our web site and to provide adequate capacity for our visitors. Your IP or domain name address is used to help identify you and your insurance requests. We may use your contact information to send you insurance information or other reminders via email, mail and/or telephone. You may opt-out of receiving these communications as described under the Choice/Opt-out heading below. As part of our current insurance operations, we do not offer users a means by which to completely delete personal information provided during an insurance request. For those customers electing insurance coverage or purchasing an insurance policy, information is sent only to the customer's selected insurance carrier, company or underwriter for the purpose of obtaining insurance coverage for the customer.
Do We Share Your Information?
Jordan & Jordan Insurance Agency L.L.C. does not share or sell email addresses, mailing information, telephone numbers or any other personal information to third parties engaged in e-commerce or otherwise. It is not our practice to disclose personal information to third parties without your authorization. Jordan & Jordan Insurance Agency L.L.C. participates in various insurance industry databases, including reported claims, additional driver information and actuarial studies. If and when you become an Jordan & Jordan Insurance Agency L.L.C. customer, we may share information about you with the following:
- A third party, if it is reasonably necessary to enable the party to perform services for us, such as claims investigations, appraisals, the detection of fraud or material misrepresentations;
- Any of our affiliated companies who provide service to you;
- Insurance regulatory authorities;
- Law enforcement agencies or other governmental authorities to protect our interest or to report illegal activities.
- Medical Information Bureau .
|