Smash My Trash Program

Jordan & Jordan Insurance Group is a commercial insurance agency with a team that has specialized in product liability insurance for the last 12 years. Our expertise in the tire industry specifically is evident from our success in obtaining comprehensive product liability coverage for tire importers.

SMT Program

Jordan and Jordan designed and developed a customized insurance program for Smash My Trash franchise. It integrated with simplified applying and claims reporting process, tailored coverage for SMT franchisees, and it gives centralized risk management and compliance control to SMT franchisor. With a team of franchise risk consultant, you can navigate the market with greater protection and confidence.

J&J was able to save a tire importer customer $100,000 in premium on a $10M limits policy with $100M estimated annual sales!

General Liability $1,000,000 each occurrence / $2,000,000 annual aggregate limits; premium based on annual sales
Umbrella Liability limits starting at $1,000,000 / $1,000,000; based on aggregate Auto and General Liability premium
Inland Marine to coverage Boom/Roller and Cab $129,950 (if not included in auto coverage)
Workers’ Compensation at $1,000,000 / $1,000,000 /$1,000,000 and providing statutory employee injury coverage for your state. Based on employee payroll
Commercial Auto coverage providing liability limits of $1,000,000, Uninsured Motorists, Medical, Comprehensive and Collision (can include Boom/Roller and Cab)
Extremely Competitive Rates
24 hrs turnaround time to bind coverage upon receipt of underwriting information
Tailored coverage just for the tire industry
Company with AMBest Ratings of A
General / Product Liability limits up to $10M
Automatic Additional Insured Endorsements
Worldwide Coverage
Punitive Damages Exclusion
Automatic Waiver of Subrogation When Required by Written Agreement
Defense inside Limits
Per Occurrence Deductibles
Per Batch Deductibles
Automatic Primary and Non-Contributory When Required by Written Agreement
Worldwide Coverage


Up to $10M Each Occurrence
Up to S10M General and Product and Completed Operations Aggregate
$2M personal and advertising injury
$100K sublimit for Fire Damageto Rented Premises
$1Ok medical expense imits
$25k min deductible

We can also offer additional coverages for your tire risk:

Contact us today for more information

Your Product liability experts in the tire and motorsports industries