Announcing! Product Liability Insurance Program designed for SEMA members

Over thousands of injuries are caused by defective or dangerous products every year in the United States. Product liability laws are the major standards to measure who is responsible for those flawed products. Unlike other types of civil cases, the burden of proof often falls on the manufacturer or distributor to prove their product did not cause the injury or property damage of which it is accused. In fact, many definitions of product liability law require that any products that cannot meet the ordinary expectations of the consumer may be treated as a defective or even dangerous.

In the U.S., product liability laws may differ greatly from state to state. Thus, it’s very difficult for the business owner to navigate all the product liability laws in every jurisdiction. A good risk management expert partnership will help businesses more effectively maintain tolerable risk levels for their business.